Terms of Service

Placeholder — to be reviewed by counsel before V1 production launch. This page exists to satisfy the MiniPay submission requirement (in-app Terms link reachable from every Mini App route). The legal text below is a scaffold, not the final binding document.

1. Identité

Etalo is operated by [legal entity name to be defined], registered at [address]. Contact via the support link in the footer.

2. Service

Etalo provides a non-custodial social commerce platform where sellers list products and buyers pay with USDT stablecoin via on-chain escrow on Celo. Funds are held by smart contracts, not by Etalo. Buyers are protected by escrow auto-refund if items do not ship within the published deadlines.

3. Paiement

Payments use USDT digital dollar on Celo. Network fees are paid by buyers via MiniPay's fee abstraction. The commission rate is 1.8% (V1, intra-Africa). The commission, the seller payout, and the auto-release schedule are enforced on-chain by audited smart contracts (see Smart contract spec in repo).

4. Litiges

Disputes follow the three-level path : amicable resolution between buyer and seller (N1), platform mediation (N2), and community jury (N3). All disputes are resolved on-chain via the EtaloDispute contract. See repo documentation for the full procedure and timelines.

5. Loi applicable

[Jurisdiction to be defined by counsel. Likely options : seller's country of residence for B2C disputes, or a neutral arbitration framework for cross-seller cases.]

6. Contact

For questions about these terms, use the Support link in the page footer.